HADITA KYC — the UAE's most advanced identity verification and financial compliance platform. Emirates ID & Iqama verification in under 3 seconds, with CBUAE open banking compliance and real-time AML transaction monitoring built-in.
The UAE is one of the world's fastest-growing fintech markets — with Dubai's DIFC FinTech Hive, Abu Dhabi Global Market's RegLab, and CBUAE's Open Banking Framework all pushing financial innovation at pace. But innovation without compliance in this market has severe consequences.
HADITA's banking platform was built in direct collaboration with UAE regulatory bodies. Every module — from KYC and AML to BNPL credit scoring — is pre-configured to meet CBUAE, DFSA (DIFC), FSRA (ADGM), and Saudi SAMA requirements out of the box.
Verify Emirates IDs, UAE Passports, Iqama, GCC National IDs, and international documents with AI-powered OCR accuracy exceeding 99.7%. Real-time liveness detection and NIST Top-30-ranked facial recognition eliminates presentation attacks. Fully integrated with UAE ICP, Saudi Absher, and Bayanat national identity APIs for ground-truth verification.
Real-time AML screening against OFAC, UN Sanctions, Interpol Red Notices, and UAE Central Bank watchlists — with AI-powered transaction pattern analysis that identifies suspicious activity with 60% fewer false positives than rule-based systems. FATF-aligned suspicious activity reporting (SAR) workflow built-in for UAE FIU submission.
A CBUAE Open Banking Framework-compliant API layer exposing Account Information, Payment Initiation, and Confirmation of Funds APIs in standardized FAPI 1.0 format. Enable PSD2-equivalent open banking experiences, connect with UAE FinTech aggregators, and build embedded finance products on top of your core banking infrastructure.
Launch a compliant Buy Now Pay Later product in the UAE or KSA using our alternative credit scoring engine — which analyses behavioral signals, transaction history, and open banking data to assess creditworthiness for the 40% of the UAE population that is credit-thin or unbanked. Pre-configured for UAE Al Etihad Credit Bureau (AECB) integration.
Our Dubai-based fintech architects will walk you through a personalized platform demo — configured for your specific product type, license category (DIFC, ADGM, or Mainland), and regulatory requirements.
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